BOISE — If you store personal property in a storage unit and are unsure of the insurance coverage you have on your things, it might be a good idea to give your insurance agent a call.
Often times your personal property is covered under your homeowners insurance policy, but that isn't always the case.
Eric Jeglum, an Executive Financial Specialist with Allstate said, "Personal property in storage units can either be covered by a homeowners policy, or by a renters policy, and the renters policy typically covers personal property, guest medical, as well as family liability issues that could partake either on the property, or off the property anywhere in the world, which would include storage units."
And if you're a renter, you will need renters insurance that will extend to a storage unit, in order to cover that personal property.
According to Allstate, that renters insurance generally costs less than $100 a year.