The rocky start to the 2016 stock market has investors across the globe on edge.
In fact, it's being called the worst start to a new year in the market's history.
The two factors driving down markets are slumping oil prices and a slower Chinese economy.
Financial advisors say now might be a good time to review your assets with an experienced expert.
"All we've done is kick the can down the road. We didn't solve any problems, we've just grown our debts exponentially and it's now the sovereign governments around the world and the central banks around the world that have leveraged their balance sheets," says Bob Coleman, a Nampa-based investment advisor. "That is the real issue at this point."
If you have a 401-K retirement account, Coleman suggests you invest your allocations more conservatively at this volatile time.